What Is The Solution To Our Wrecked Vehicle And Insurance Not Paying?
Have you heard of newspaper carriers having to carry commercial or extra insurance on their car?
Well we hadn’t, my son drives a 60 mile route throwing 100 to 150 plus rack papers every day and the day he drove the good car (2004 Blazer that we owe $10,000 on) fell asleep and wrecked on a gravel road (well the ditch actually) and the vehicle has around $9,000 worth of damage. Before the adjuster came to look, they denied our claim. I know stupidity isn’t a defense but neither the newspaper nor the local ins. co. told us that we needed extra coverage. How can a rinky dink paper rt. support commercial ins. on a couple of vehicles? We have been almost afraid to even drive our liability vehicles on it now. Progressive may be worse or pickier than other insurance companies? – I just don’t know what to do, the banker says sue. Or we could get a loan to fix the vehicle & owe $19,000 on an $11,000 vehicle or just tow it ito our yard & let it set.
